Whoever holds the processor holds the leverage
On a typical marketplace the platform owns the payment relationship: funds flow through them, they take a cut, and they can hold or reprice it. Bringing your own provider flips that — the money settles directly to your account through credentials that are yours, and the platform's revenue is a flat subscription, not a slice of every sale. You keep the leverage and the margin.
How bring-your-own-payment works here
Pick your provider
Stripe, PayPal, Square or Lemon Squeezy — use the one you already have, and switch it later if you want.
Funds settle to you
The money goes to your account through your processor; the platform isn't in the flow.
No cut of your sales
Your only per-sale cost is your processor's fee — the platform doesn't add a marketplace percentage.
Simple or full
Start by pasting your own payment link with no setup, or wire full automatic checkout with your keys.
Swappable by design
Providers plug into the same slot, so changing processors doesn't mean rebuilding checkout.
Your customer data
Order and customer records stay in your database alongside the rest of your store.
The part we won't dress up
Straight answer: your payment processor still charges its own per-transaction fee — that's between you and Stripe, PayPal, Square or Lemon Squeezy, and we don't pretend selling is free. What's different is that the platform doesn't add a marketplace cut on top: you pay a flat subscription, the processor fee is the processor's, and the money settles to your account, not ours.
Your provider vs. the platform's
| Where money settles | Your account | The platform's, then to you |
| Per-sale platform cut | None | A percentage |
| Who holds the relationship | You | The platform |
| Switching processors | Swap the provider | Often not possible |
| Setup floor | Paste a link | Their onboarding |
Questions about ownership
Which providers can I use?
Stripe, PayPal, Square and Lemon Squeezy today, and they're interchangeable — you can switch without rebuilding your checkout.
Does the money go through the platform?
No. Funds settle to your account through your own provider. The platform isn't in the payment flow and doesn't hold your money.
Are there fees on each sale?
Your payment processor charges its normal per-transaction fee. The platform itself takes no cut of your sales — it's a flat subscription, not a percentage.
What's the simplest way to start?
Paste your own hosted payment link — no keys, no integration. Customers pay on your provider's page; upgrade to automatic checkout with keys whenever you want.
Keep your processor and your margin.
Bring your own payment provider — your money settles to you.
See how the Business Builder works →